Business name: Jpg Enterprise Pte Ltd (iaremyhair)
Industry: ,Hair Care Products And Services
Telephone: +65 63721221
Fax: +65 63230070
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Considerations before taking a loan
Before approaching a moneylender, take into account other options, like the different financial assistance schemes provided by various Government agencies. You can consult with the agencies to find out more about their plans.
You are officially obliged to fulfill any loan contract you enter into with a licensed moneylender.
Look at whether you have the ability to abide by the contractual terms, keeping in mind your income and financial liabilities. Borrow basically what you need to have and have the ability to repay. Be conscious that if you are not capable to satisfy the contractual terms, the late payment fees and interest repayment will be a financial strain not just on yourself but in addition to your family.
The regulation (Singapore Money Lenders Act) entails moneylenders to spell out the terms of a loan to you in a language you comprehend and to provide you with a copy of the loan agreement. Confirm you fully comprehend the terms of the contract, especially, the installment schedule, the interest rate charged and the fees applicable.